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We help the UK’s rail & transport heroes build the life they’re moving towards

At Railway Mortgages, we believe your service deserves more than just a mortgage — it deserves clarity, care and a clear path ahead

Who We Are 

At Railway Mortgages, We're dedicated to serving the unique needs of those who keep Britian moving. With years of experiance, we provide clear, personal guidance for all rail, transport and British Transport Workers (BTP)

 

2018
Company Founded 

2019
Partnered with British Transport Police & Several Rail Networks

2020
Covering the whole of the UK and Scotland

2023
Awarded Advisers of the year by Prestige Awards

Why Choose Us

 

Specialists for the rail & BTP
Experts in understanding your shift patterns and benefits 

One Adviser throughout
Your dedicated adviser supports you from first call through to completion 

Trusted and Experienced 
Practical Advice and Taylored solutions from qualified professionals 

Access to thousands of mortgages 
Making sure we get you the best deals avalbile 

Railway Mortgages is the UK’s only mortgage and finance company dedicated to serving the rail and transport community including the British Transport Police, UK railway employees, and their families.
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Our team of highly experienced advisers combine specialist knowledge with genuine care. We pride ourselves on clear communication, fast response times, and a truly personal service from start to finish you’ll work with the same adviser throughout your entire journey.
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We understand the demanding schedules and unique working patterns within the rail industry, so our flexible setup allows you to meet with us via telephone, Zoom, Skype, or FaceTime wherever you are in the UK.
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Whether you’re a first-time buyer, moving home, or reviewing your existing mortgage or protection, we’ll take the time to understand your circumstances and goals. With access to thousands of products across multiple lenders, we do the hard work for you so you can stay focused on your career and family while we secure the right solution for your needs.
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Need more details? Contact us

We are here to assist.

Contact us by phone, email or via our Social Media channels.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE

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There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range  from £99 to £1499 and this will be discussed and agreed with you at the earliest opportunity. The Financial Conduct Authority does not regulate some forms of Buy to Lets. The guidance and/or information contained within this website is subject to the UK regulatory regime and is  therefore targeted at consumers based in the UK

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Railway Mortgages is a trading name of Gaia Financial Limited who is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Gaia Financial Limited registered

in England and Wales.

Registered No: 11765523. Registered Office: 31 Chatsworth Road, Worthing, West Sussex, England

BN11 1LY. Registered in England and Wales with company No 11765523 ​​​

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​© 2018 by Railway Mortgages

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